Simply put, if you rent your place of residence, you need renters insurance.
When you buy a house, your lender will require that you have homeowners insurance. When you rent in Virginia or Maryland, it’s usually up to you to whether or not to get renters insurance. Since you are not forced to purchase renters insurance, many people feel they can do without.
At EP&H Insurance Services, we make it extremely affordable to obtain renters insurance. We work with renters in Virginia, Maryland, Pennsylvania, and Washington, D.C. every day to ensure their property is protected. You may not know it, but your landlord’s insurance does not cover any of your possessions or any accidents that happen as a result of your personal property. The only way to protect your valuables and yourself is with a good renters policy. Our policies can typically provide coverage for:
- Theft and vandalism
- Temporary housing and relocation
If there were to be a disaster, replacing items such as furniture, electronics, or an entire wardrobe can end up costing a lot of money. You may not think you need renters insurance, but once you add up all of your possessions you will probably change your mind.
Once you have decided that you need renters insurance, give us a call. We will go over all of your belongings and help you decide how much coverage is right for you. Contact us today for more information and a free evaluation.